Terms & Conditions

Effective Date: June 23, 2025

This page explains the terms and conditions for using this website and its free digital tools, including what you can expect as a user while the digital product is in development.

1. Acceptance of Terms

By accessing or using this website and its free tools, you agree to these Terms and Conditions.

2. Use of the Service

The calculator and browser-based tools provided on this website are for personal, informational, and non-commercial use only.

3. Disclaimer of Warranties

The tools and content on this site are provided “as is,” without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any results generated by our calculators. Do not rely solely on these tools for critical financial or business decisions.

4. Limitation of Liability

We are not liable for any direct, indirect, incidental, or consequential damages arising out of your use or inability to use the site or tools, or for any actions you take based on the information provided. Use the tools at your own risk.

5. User Conduct

You agree not to misuse the website, attempt to gain unauthorized access, or use it for unlawful purposes.

6. Intellectual Property

All content on this website—including text, graphics, design, and tools—is owned by Krisztina Kiss and protected by copyright law. You may not copy, reproduce, or distribute content without permission.

7. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and your continued use of the website constitutes acceptance of the updated terms.

8. Governing Law

These Terms and Conditions are governed by the laws of Hungary (or your relevant jurisdiction). Any disputes will be subject to the exclusive jurisdiction of the courts in Hungary.

9. Contact

If you have any questions about these terms, please contact us at info@planqor.com.

Last updated: June 23, 2025